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Freestanding card payments

The ePayment API supports freestanding card payments, where any user can pay with a card without using the app. This lets merchants accept payments from customers in countries where the Vipps MobilePay app is not yet available.

See FAQ: Card payments.

Create a freestanding card payment

Remember to have a fresh access token, see Setup and Authorize. Then, call the Create Payment endpoint with paymentMethod.type = "CARD".

To initiate a freestanding card payment, the POST:/epayment/v1/payments request must specify paymentMethod.type = "CARD".

curl \
-H "Authorization: Bearer eyJ0eXAiOiJKV1QiLCJhbGciOiJSUzI1Ni (truncated)" \
-H "Ocp-Apim-Subscription-Key: 0f14ebcab0ec4b29ae0cb90d91b4a84a" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: 49ca711a-acee-4d01-993b-9487112e1def" \
-H "Merchant-Serial-Number: 123456" \
-d '{
"amount": {
"currency": "NOK",
"value": 49900
"paymentMethod": {
"type": "CARD"
"reference": "acme-shop-123-order123abc",
"returnUrl": "",
"userFlow": "WEB_REDIRECT",
"paymentDescription": "Two pairs of socks"

Complete the payment

The response for the request above will contain a redirectUrl pointing to the web page with a form where the user enters the payment card details.


The card entry page currently is not currently available in the test environment.

Enter card details

After confirming the payment in the app, the user is redirected back to the merchant’s store, where the order confirmation is shown.